Agriculture Loan Overview*
An agriculture loan is a type of loan provided by financial institutions to farmers, agricultural businesses, or individuals engaged in farming activities. Here's an overview of its features, eligibility criteria, and required documents:

*Features*
1. *Loan Amount*: The loan amount varies based on farming needs, crop type, and landholding size.
2. *Interest Rates*: Interest rates can be subsidized or market-based, depending on the lender and government schemes.
3. *Repayment Tenure*: Repayment tenure typically ranges from 1 to 5 years, depending on crop cycles and harvesting seasons.
4. *Loan Purpose*: Loans can be used for various agricultural purposes, such as purchasing seeds, fertilizers, equipment, or livestock.

*Eligibility Criteria*
1. *Farming Experience*: Experience in farming or agricultural activities.
2. *Land Ownership*: Ownership or lease of agricultural land.
3. *Crop or Livestock*: Type of crop or livestock being cultivated or raised.
4. *Income*: Farming income or other sources of income.

*Documents Required*
1. *Land Documents*: Land ownership documents, such as title deeds or lease agreements.
2. *Identity Proof*: PAN card, Aadhaar card, voter ID, etc.
3. *Address Proof*: Aadhaar card, voter ID, utility bills, etc.
4. *Income Proof*: Income tax returns, farming income certificates, etc.
5. *Crop or Livestock Details*: Details of crops being cultivated or livestock being raised.
Rate of Interest 3% Tenure 20 Years